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Recover failed payments before the client walks away

Every weekday Viktor finds failed and past-due payments, drafts a friendly update-your-card message with a payment link, and flags repeat failures for a call. You approve every message.

Viktor asks a few setup questions, shows you a first result, then keeps it running

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The prompt

Every weekday at [8am], check [Stripe or Whop or Kajabi] for failed, declined or past-due payments on payment plans and memberships. For each one, tell me the client, amount, how many attempts failed and when they last attended or logged in. Draft a friendly update-your-card message in my voice with a secure payment link, then a firmer one after [3] days, and ask me before you send either. Flag anyone with [2] failed attempts or a dispute so a person can call them. Every Monday, send me what was recovered, what is still failing and the total at risk.

Words in [brackets] are yours to fill in. Viktor asks for anything else he needs.

What Viktor does

  1. Pulls failed, declined and past-due payments from Stripe, Whop or Kajabi

  2. Adds the client's recent attendance or logins so you know who is still engaged

  3. Drafts a friendly then a firmer update-your-card message with a payment link

  4. Sends each one only after you approve

  5. Flags repeat failures and disputes for a personal call

  6. Every Monday reports recovered, still failing and total at risk

How we count the outcome

Failed or past-due payments that succeeded after a Viktor message a person approved and sent (USD per month)

Example with typical numbers, not a customer result.

Estimate (example inputs): 8 failed installments a month at $500. At stake: $4,000 a month. If 1 a month is recovered after a Viktor message: $500 a month. Chasing them by hand: 22 workdays x 20 min x 0.5 x $34.80 = about $127 a month of a bookkeeper's time.

Proof

120 of 596 paying education and coaching businesses on Viktor already run a version of this (as of 15 Oct 2026).
Viktor production data

Works with

Needs

  • Stripe or Whop or Kajabi

Also uses

What it sets up

1 scheduled task (weekdays 08:00), 1 Monday summary, 1 skill with your reminder wording and escalation rule

Your first result

First list of failed and past-due payments with drafted messages in the same conversation

Questions

Viktor does not charge anyone on his own. He sends a secure payment link you approved, and asks you before anything sensitive.

4.8 on G2G2 rating: 4.8 out of 5 stars

Pick one outcome and
hand it over today.

Paste a use case into Viktor. He asks what he needs and shows you a first result in the same conversation.

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